Hiring questions
Questions to ask a roofer before you sign
Ask these twice: once for the tarp crew tonight, and again for each company that bids the repair. Write the answers on the back of each bid.
Registration and crew
- What is your L&I registration number? Roofing is a registered specialty, and L&I Verify shows the bond, insurance and any violations. (L&I) (L&I)
- Are you registered as a specialty or a general contractor? The bond is $15,000 for specialty and $30,000 for general. (RCW 18.27.040, read Oct 17, 2026)
- Is your own crew doing the work? A specialty contractor cannot hire subcontractors. (L&I)
- Can you email your liability certificate? L&I describes the minimum as $200,000 public liability and $50,000 property damage, or $250,000 combined. (L&I, read Oct 17, 2026)
Tarp and repair
- Is the tarp priced on its own, separate from any repair?
- Does the tarp price include coming back to take it off?
- Will you photograph the damage before you cover it?
- When will I get the written repair bid?
Insurance claims
- Do you need me to sign an Assignment of Benefits? It lets a contractor deal with your insurer and collect payment without your approval, so talk to your insurer before you sign one. (OIC)
- How do you handle my deductible? Expect to pay it yourself. A business that makes a regular practice of waiving or paying deductibles breaks Washington law. (RCW 48.30A.015)
- Who talks to my adjuster? A public adjuster works for you and must be licensed and bonded in Washington; an independent adjuster works for the insurer. (OIC)
Warranty and paperwork
- What does the warranty cover, for how long, and is it in writing? L&I lists overlong warranties as a warning sign. (L&I F625-084-000)
- Who pulls the permit, if the repair needs one?
- On a home job of $1,000 or more, will you give me the signed Notice to Customer before work starts? (RCW 18.27.114, read Oct 17, 2026)
- Will you get lien releases from your suppliers? Unpaid suppliers can lien your property. (L&I)
- What do you want up front? L&I advises not paying in full until the job is done. (L&I)
Next
Get three written bids, as L&I advises, (L&I) and check each against the roofer red flags.
Sources
We read each source on October 17, 2026. Rules and prices change, so check the linked page before you rely on a number.
- L&I: Register as a Contractor
- Washington L&I: Verify a Contractor, Tradesperson or Business
- L&I: Hiring a Contractor
- RCW 18.27.040, contractor bond amounts
- Washington OIC: Beware of fraud after home or property damage
- RCW 48.30A.015, trafficking in insurance claims
- L&I publication F625-084-000, What You Should Know About Hiring a Contractor (10-2024)
- RCW 18.27.114, Notice to Customer
Written by the Puget Sound Emergency Roofers team. We list businesses; we do not employ, bond or insure them. Spot a mistake? Use the claim page to tell us.